What are the best online banks?

asked by Catherine Sanders
15 contributors
5 solutions
  1. 5

    #1Ally

    Ally

    Ally is an online banking institution that offers online banking, CDs, money market, savings and checking accounts, auto finance, investing, and more. Everything you need from a bank, with the convenience of it being totally online.

    Websites

    Ajay Jaiteley
    Written on January 18, 2018
    "I have tried many different types of banks, but never one that was completely online. This one was really cool in that fact, but was very unique to me as I was used to being able to go to a physical location. Really nice for anyone traveling, or anyone who just wants to have a convenient bank that they can communicate with and manage all on their phone or computer!"
  2. 3

    #2First Internet Bank

    First Internet Bank

    First Internet Bank is a modern online bank with timeless banking principles that make sure their customers are well taken care of. It was launched in 1999, is a member of the FDIC and an Equal Housing Lender.

    Websites

    Lawrence Wade
    Written on November 5, 2017
    "First Internet Bank is a really good online bank. You can easily check your balance and can easily transfer money if you need too. I think it's one of the best online banks currently."
  3. 2

    #3Radius Bank

    Radius Bank

    Radius Bank is an innovative, full-service bank with clients all over the United States of America. It offers the product depth of a national brand, the online and mobile capabilities of a virtual bank and the personalized attention that community banks can provide. 

    Websites

    Kyle Sullivan
    Written on November 3, 2017
    "If you're in the market for an online bank, you definitely should consider Radius Bank. I was immediately attracted to the higher interest rates than brick and mortar banks. If you're looking to earn money via your savings account, then you'll definitely want to give Radius Bank a lot. The site is easy to use and there's both a live chat option and a phone number in case you encounter any problems. The two most significant downsides of the bank are that there is a relatively long wait period before you're able to transfer a significant amount of money and withdrawals are limited, which can make it problematic if you need to get money out to fund a large purchase. Overall, Radius Bank remains a strong option in spite of those flaws."
  1. 0

    #4US Bank

    US Bank

    U.S. Bank is a company that offers consumer & small business banking, wholesale banking, payment services, and wealth management & securities services. Their website also offers different resources and information, including a mortgage and refinance calculator.

    Websites

    Free

    Lisa Russell
    Written on November 9, 2017
    "I think that is not a new idea. All bank in USA provide full service online, cash debit, loan etc. The US Bank have nothing new it is just Ok."
  2. 0

    #5Bankrate

    Bankrate

    Bankrate is a company that helps you maximize your money and master life's financial journey with expert advice and tools you need to make those decisions with confidence, like mortgage loan calculators, a helpful blog, and other services. 

    Websites

    Free

    Joshua Robertson
    Written on November 8, 2017
    "Bankrate is the best online company that has really assisted me maximize my money and helped me a lot in my financial journey for example,they have always given me the best advice when it comes to my mortgage by comparing and getting the best rate.Their customer service is satisfying and amazing.They also have a helpful blog and many other services which are effective."

Summary

Best What are the best online banks
RankSolutionsTypeVotesPrice
1Ally Websites 5 Paid
2First Internet BankWebsites 3 Paid
3Radius BankWebsites 2 Paid
4US BankWebsites 0 Free
5BankrateWebsites 0 Free
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