What are the best payday loan apps?

Budgeting between several paychecks can be hard, which is why we tend to go over budget and consider applying for a loan to make ends meet. Here are some payday loan apps listed by our community that make banking convenient and hassle-free.

122 contributors
14 solutions
  1. 7

    #1Earnin

    Earnin

    This is one of the apps that loan you money by connecting it to a bank. Loans are given by Earnin without fees or interests. It features pay booster in cash-out transactions.

    Apps

    Web, iOS, Android

    Free

    Cheryl Jensen
    Written on April 29, 2019
    "I dont know if this is just my experience but I didnt like this payday loan app. The app and my bank continuously disconnect from each other. That’s actually been happening from the beginning, but it’s now more difficult to get it fixed again."
  2. 2

    #2Dave

    Dave

    Dave is a payday loan app created in 2017. It allows payday advance for up to $75 without a credit check and interest which also gives alerts to prevent a negative balance. 

    Apps

    Web, Android, iOS

    Free

    Shirley Kelley
    Written on June 10, 2019
    "Payday loans can often get sketchy too fast but I've never really felt any worry with Dave! I love my money lendin bear!"
  3. 1

    #3Brigit

    Brigit

    You can receive up to $250 in your bank account when your balance is in danger of dipping below zero in this payday loan mobile app. Brigit also features overdraft predictions and more.

    Apps

    Web, iOS, Android

    $9.99- /month

    Theresa Baker
    Written on April 29, 2019
    "Very great app it actually work, had a problem I email the guys and fixed it right away, very useful money usually hit the next day, 10$ monthly charge and just pay back what you owe"

Did you know? 


Did you know that Pablo Escobar spent $2,500 a month on rubber bands alone just to keep his cash bundled together? Pablo Escobar was from a poor family in Colombia but he became one of the world’s wealthiest men. Dubbed as the “King of Cocaine”, he was one of the world’s most notorious drug dealers. He was responsible for 80% of the global cocaine market. Due to the nature of drug money, Escobar’s net worth can only be determined through estimations. At the height of his power in the mid-1980s, he earns roughly $70 million a day-- an amount that could run payday loan apps like Earnin without difficulty. In 1989, he was on the 7th spot of Forbes’ list of international billionaires. But with wealth as vast as Escobar's, there won't be a need for the best payday loans in town. His immense richness even became a problem when he couldn’t launder his cash quickly enough. He resorted to stashing piles of money in farm fields, warehouses, and in the houses of his cartel members. Each year, his accountant would write off 10% of the money or roughly about $2.1 billion just because the rats would eat it in storage, damaged by molds or lost. The Don Juan magazine conducted an interview with Juan Pablo (Escobar's son) in 2009. He revealed that while they were on the run, his father burned $2 million to keep his sister Manuela from hypothermia. They also used the same fire to prepare food.


Despite being a narco-terrorist, the El Patron was likened by Colombians to Robin Hood due to his philanthropic efforts. His popularity with his countrymen even earned him a seat in the Congress in 1982. He was shot dead in 1993 while escaping the police and his gravesite is the second most visited tomb in South America. 

  1. -2

    #4LoanAdda

    LoanAdda

    This is a loan finance app developed by Loannada.com that lets people browse and apply for a personal loan, loan against property and more. A proprietary algorithm powers the app.

    Apps

    Android

    Free

    Zachary Gordon
    Written on June 10, 2019
    "Was lookin for apps like Dave and saw this... No issues so far 👍"
  2. -2
    Unavailable

    This item is no longer available. This could be due to the product being discontinued. If you still want to know more about it, click on Learn More.

    #5CreditLoan

    CreditLoan
    CreditLoan is a useful app that lets you get the money you need in your bank account in the span of 24 hours. Loans take place after going through the mobile app's 4-step process. Users up to 18 years old and above are qualified for a loan.
    Apps

    César Bautista
    Written on April 29, 2019
    "DO NOT TRUST THIS ONE! Do not risk your identity and account getting hacked! The app does not provide loans. It recommends you to places you can get a loan. Just use other apps like Brigit or Dave."
  3. -2

    #6MoneyLion

    MoneyLion

    Users can get personalized financial advice on MoneyLion. This mobile app for banking also allows users to get up to $50,000 loans and payday loans with zero-fee checking.

    Apps

    Web, Android, iOS

    Free- Varies by plan

    Eva Vásquez
    Written on April 29, 2019
    "Not bad. Although my phone detected it using my camera and voice recording without my permission. Why does a money app need to use my camera or voice recorder? "
  4. -5

    #7Speedy Cash

    Speedy Cash

    Speedy Cash is an app that lets users manage their payday loans, title loans, installment loans, and lines of credit from their phone. Users can also take out new loans or draw additional cash on their existing loans through the mobile app.

    Apps

    Web, Android, iOS

    Free

    Angela Huang
    Written on April 29, 2019
    "Great money loan app but there's not a "cancel" button in case you change your mind on the amount you want to borrow. Even after changing amount paperwork still say the previous amount."
  5. -7

    #8PaySense

    PaySense

    PaySense is a finance loan app which allows users to loan on equated monthly installment (EMI) interest rates. This requires submission of KYC documents from users. Users can have their early salary loans approved within a couple of hours.

    Apps

    Android

    Free

    Abhinav Mehra
    Written on April 29, 2019
    "Awesome App for Istant loan this is a Best....my Experience with PaySense is Excellent.... and Thanks alot PaySense team for your wonderful support and Quick action on my Loan Request"
  6. -8

    #9ACE Cash Express Mobile Loans

    ACE Cash Express Mobile Loans
    ACE Cash Express Mobile Loans lets you apply for and manage your loan from your mobile. Features a store locator to find over 1.000 locations where you can pick your money and gets you notifications with key information about your loan. 
    Apps

    Android, iOS

    Free

    Ana María Leal
    Written on April 29, 2019
    "I remember this being one of the most helpful money loan app out there, but since its update I dont know why its not working anymore. Or is it just me? "
  7. -10

    #10CashNetUSA

    CashNetUSA

    CashNetUSA is an app that allows you to apply online in minutes without affecting your traditional credit score. You can receive an instant decision, and if it's positive, you'll get the money in your bank account the next business day.

    Apps

    Web, Android

    Free

    Tomás Navarrete
    Written on April 29, 2019
    "This loaning app is a blessing!!!! This save us from losing our home, I had a stroke and was hospitalized most of September and October. The phone representatives are really helpful and patient."
  8. -14

    #11Payday Loans & Cash Advance

    Payday Loans & Cash Advance
    Working in Canada, USA and EU, Payday Loans and Cash Advance allows you to get short-term loans with 24/7 availability and confidentiality. You will receive an answer in under 5 minutes and be able to pick the money next day. 
    Apps

    Android

    Free

    Ridhi Pawar
    Written on April 29, 2019
    "This app has a lot of potential but right now its just so slow that I just cant use it properly. And it only finds a lender in your area."
  9. -15

    #12Payday Loans Cred24

    Payday Loans Cred24
    With a connection to lenders from the USA, UK, Canada and more, Payday Loans Cred24 compares in real-time between different local loans and provides you key information and advice about the transaction. The loan app requires no sign-ups.


    Apps

    iOS

    Free

    Brittany West
    Written on April 29, 2019
    "Honestly, there are other apps better than this, try Dave. The interface of this one is kinda difficult to understand."
  10. -15

    #13PayActiv

    PayActiv

    PayActiv is an app that gives access to payday anytime and prevents overdraft fees. It was founded by Safwan Shah in 2014 and affiliated with SoftBank Capital which won recognition as Best of Show Finovate and Top HR products in 2016. 

    Apps

    Web, Android, iOS

    Free

    Celia Suárez
    Written on April 29, 2019
    "Love this!!! This is super easy to navigate and is really a nice option to save money and pay bills. It also helped me survive and maintain during hard financial situations."
  11. -18
    Unavailable

    This item is no longer available. This could be due to the product being discontinued. If you still want to know more about it, click on Learn More.

    #14QuickLoan Payday Loans

    QuickLoan Payday Loans

    QuickLoan Payday Loans is a free finance application for Android devices. This app allows users to secure up to $1750 within a minute. Users can get fast cash deposited directly into their bank accounts. It has over 10,000 installs.

    Apps

    Amber Reynolds
    Written on June 10, 2019
    "Got up to 750 bucks and it really saved me that week, man!!!! I love payday loans but I try to stay away from them because it might turn into a habit.. LMAO... Use payday apps in moderation, yall 🧐"

Summary

Best What are the best payday loan apps
RankSolutionsTypeVotesPrice
1EarninApps 7 Free
2DaveApps 2 Free
3BrigitApps 1 Paid
4LoanAddaApps -2 Free
5CreditLoanApps -2 Paid
6MoneyLionApps -2 Free
7Speedy CashApps -5 Free
8PaySenseApps -7 Free
9ACE Cash Express Mobile LoansApps -8 Free
10CashNetUSAApps -10 Free
Close

This action requires you to be logged in

Quickly sign in with your social media account:

What interests you most? (Select at least 3)

This will help us to keep things fresh and relevant!

Close

Now that you’ve found a solution...

Why not join our community of sharp minds and pro-active posters?

Be part of a rewarding interactive knowledge exchange!
Close

Join These Inquisitive Minds

Engage, learn and share with a friendly community versed in a massive range of trending topics.