What are the best resources for applying for an online payday loan?

asked by Anonymous
71 contributors
10 solutions
  1. 15

    #1Payday Loans: How they Work

    Payday Loans: How they Work

    Payday Loans: How they Work is an article on The Balance website where they explain what are payday loans, how they work, under what circumstances you should sign up for one and more.

    Websites

    Free

    Grace Brewer
    Written on September 12, 2017
    "I need to apply for a payday loan and was worried about it. I searched online and found some resources, but they weren't very helpful. Then, I came across Payday Loans: How they Work. It really helped me to learn everything I needed to know about payday loans. Now I feel so much more comfortable applying for one. I highly recommend this article to anyone that needs to apply for a payday loan and is worried about it. Bookmark it and save it for later!"
  2. 12

    #2LendUp

    LendUp

    LendUp is a lending company that offers an alternative to payday loans. It provides customers in eligible states universal access to credit that expands over time — and along the way, they give them the chance to improve their credit scores.

    Websites

    Margaret Bell
    Written on September 12, 2017
    "Actually this site touts itself as an alternative to a payday loan rather than a "best resource for applying for an online PAYDAY LOAN". They claim to help you improve your credit rating over time. They offer credit cards, loans, and education on how to repair your credit. The interest rates are high but lower than traditional payday loans. Unfortunately some of their reviews say that the customer service is poor. "
  3. 9

    #3Online Payday Loans

    Online Payday Loans

    Online Payday Loans is a page on the Federal Trade Commission website that explains what are payday loans, how they work, what are their risks, and what you should consider if you are shopping for a loan.

    Websites

    Free

    Zachary Gordon
    Written on September 12, 2017
    "I was considering applying for an online payday loan but after realizing that most online services are loan aggregators and not direct lenders; I was dissuaded. I went to a credit union and was able to secure a small loan directly with more realistic rates than I had seen on line."
  1. 8

    #4CashNetUSA

    CashNetUSA

    CashNetUSA is an app that allows you to apply online in minutes without affecting your traditional credit score. You can receive an instant decision, and if it's positive, you'll get the money in your bank account the next business day.

    Apps

    Web, Android

    Free

    Carl Richardson
    Written on September 12, 2017
    "I would not recommend using a payday loan website, especially this one. The rates for paying back the loan are ridiculous. You will end up paying nearly 3 times as much back by the time you are able to. Would stay far away from this."
  2. 6

    #5What is the difference between an in-store and an online payday loan?

    What is the difference between an in-store and an online payday loan?

    What is the difference between an in-store and an online payday loan? is an article by Investopedia that teaches you that there are several differences between in-store and online payday loans so you can understand them and make an educated choice.

    Websites

    Free

    Martha Guerrero
    Written on September 12, 2017
    "This is a fantastic article and fantastic solution to the problem. I don't think that many people are aware of the laws pertaining to payday loans and how companies may try to get out those laws. "
  3. 5

    #6I Applied For An Online Payday Loan. Here's What Happened Next

    I Applied For An Online Payday Loan. Here's What Happened Next

    I Applied For An Online Payday Loan. Here's What Happened Next is an article and radio program by NPR's Planet Money on the NPR website. In it, you'll learn about the experience of one reporter as she applied for a payday loan.

    Websites

    Free

    Emily Brooks
    Written on September 12, 2017
    "this article gives you relevant information on applying for a pay day loan. If you do not have much experience with pay day loans this article is a good place to start. this article gives you information on a specific person who applied for a pay day loan."
  4. 3

    #7HonestLoans

    HonestLoans

    HonestLoans is not a direct lender; they provide a service that aims to quickly connect customers with lenders that offer loans that may work for them. You simply have to fill out the application form on their website, and they will quickly connect you with a suitable lender.

    Websites

    Kyle Nichols
    Written on September 12, 2017
    "Although not exactly what I was looking for, HonestLoans is definitely helpful when trying to apply for a loan online. However, I was expecting more of a comprehensive list of different resources for online payday loans."
  5. 1

    #8Personal Money Service

    Personal Money Service

    Personal Money Service allows you to obtain funds online by applying on its website. If you run a startup or any kind of small business, this could be a great choice for you. 

    Websites

    Bertha Córdova
    Written on November 15, 2017
    "I was amazed at how fast they delivered the funds. I had it the next day without issue."
  6. 1

    #9North 'n Loans

    North 'n Loans

    If you live in Canada and you are interested in receiving a quick benefit from simple online services, North 'n Loans is a great choice for you. This website provides you some economical gains just by registering on it and doing some simple online tasks. 

    Websites

    Free

    Matthew Sanders
    Written on November 9, 2017
    "North 'n Loans makes applying for a payday loan easy without having to leave home. It only took a few minutes to apply and get approved for my loan."
  7. 1

    #10Dangers of applying for an online payday loan

    Dangers of applying for an online payday loan

    Dangers of applying for an online payday loan is an article on the Nasdaq website where you can learn what are the dangers of payday loans and how you can avoid them. This way you'll be able to make an informed decision before taking a loan out.

    Websites

    Free

    Kevin Hansen
    Written on September 24, 2017
    "Money was getting really tight after my wife was laid-off last year, so I was considering going to an online payday lender for some temporary relief. This article provided me with many compelling reasons to stay clear of online payday loans. Unfortunately, it did not offer me any other immediate solutions to my financial problems, but it makes me more wary of online lending businesses, so I will probably end up looking to a conventional lender or perhaps a family member for a loan during this tough time."

Summary

Best What are the best resources for applying for an online payday loan
RankSolutionsTypeVotesPrice
1Payday Loans: How they WorkWebsites 15 Free
2LendUpWebsites 12 Paid
3Online Payday LoansWebsites 9 Free
4CashNetUSAApps 8 Free
5What is the difference between an in-store and an online payday loan?Websites 6 Free
6I Applied For An Online Payday Loan. Here's What Happened NextWebsites 5 Free
7HonestLoansWebsites 3 Paid
8Personal Money ServiceWebsites 1 Paid
9North 'n LoansWebsites 1 Free
10Dangers of applying for an online payday loanWebsites 1 Free
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