What are the best resources for saving money?

asked by Anonymous
585 contributors
39 solutions
  1. 77

    #1Build a 52 Week Savings Plan with the 52 Week Money Challenge

    Build a 52 Week Savings Plan with the 52 Week Money Challenge
    The "52 Week Money Challenge" is a method in which you can save 1,358$ in a year. How it works? Are you able to do it? Bankrate explains it in this article.


    Matthew Brooks
    Written on January 12, 2017
    "Bankrate's article Build a 52 Week Savings Plan with the 52 Week Money Challenge is an interesting money challenge that will help in saving money. The challenge is saving a small amount of money each week in order to build up a savings, take a small vacation, or whatever you may feel like doing after a year of following the plan."
  2. 60

    #2Savings Track

    Savings Track
    Are you saving money for a new car, holiday or putting money aside for retirement? This appcan help you to setup goal, monitor progress and motivate you to move forward until you archive your goal.



    Joshua Herrera
    Written on January 1, 2017
    "Easy come, easy go, right? Well, with Savings Track I can keep track of my money and make sure it doesn't "go" quite so quickly! Savings Track makes it easy for me to create goals for my money savings, and to keep me on target. I love the control it gives me in setting financial goals for myself. "
  3. 57

    #3The Minimalist Budget: A Practical Guide On How To Save Money, Spend Less And Live More With A Minimalist Lifestyle

    The Minimalist Budget: A Practical Guide On How To Save Money, Spend Less And Live More With A Minimalist Lifestyle
    This book will offer an expanded notion of what it means to budget. It will look at how money is not the only resource that needs to be managed, and a "life budget" that acknowledges your emotional, behavioral, social and even spiritual capital is more likely to lead to smarter decisions.

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    Ignacio Tovar
    Written on January 30, 2017
    "I liked this book. I think it was a good practical collection of things that people can do to help save money. It had a lot of easy and seemingly obvious things that were easy to overlook in my life. I am definitely glad I gave this a read."


According to Adam Shell in his 2018 article posted on USA Today website, 16% of millennials claim they have $100,000 or more in savings. With the rise of the digital era, most of today's generation may find it difficult to save money especially when a lot of activities are already offered in an instant such as traveling and eating. But this phenomenon can be at your advantage when used at the right way. As much as the world provides innovative ideas, it also comes with tools that offer resources that will allow one to save money. One tool is the rise of smartphones. For iPhone users, there is a list of apps available at the Apple App Store such as Mint, Daily Budget Original, Qapital, and PocketGuard. Each app offers different features that may not be available to one app or another. Meanwhile, Android users should not worry enough since there are also apps to aid them in saving for variables such as cars, holiday gifts, retirement, and what not. Some of these apps are Savings Track, Money Lover, and Digit Save Money Automatically. Keep in mind that instead of letting technology manipulate us, it is also important to allow yourself to make use of responsibly through the said apps. One can also keep in mind to be creative when it comes to navigating and tracking goals on a regular basis either weekly, monthly, or yearly.

  1. 50

    #4How To Save Money: A 21-Day Challenge To Save $500/Month

    How To Save Money: A 21-Day Challenge To Save $500/Month
    This is broken out into 21 short chapters, each with a realistic money-saving suggestion that will help your reach your $500/m goal. To succeed with the challenge you will need to take the chapters day-by-day and not just fly through the whole book in one sitting.

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    Kyle Taylor
    Written on March 5, 2017
    "A book about how to reduce your monthly bills and expenditures. A lot of the ideas are common sense, turn off the lights when not using the room for example, though there are a few ones that seem a little bit inventive. This book might help you understand how to save some money off of some of the utilities that you already pay. "
  2. 46

    #5How To Save Money Without Really Trying: A Step-by-Step Guide To Saving $1,000 Per Month

    How To Save Money Without Really Trying: A Step-by-Step Guide To Saving $1,000 Per Month

    In this book,  Kate Robinson will show you how to manage your income in dozens of different ways, so that you can have the extra cash you want when you need it. 


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    Phillip White
    Written on January 27, 2017
    "This is the go-to guide for all of you, compulsive buyers. I used to be one and this book opened my eyes. I found out how I spent tons of cash on really useless things, and I didn't even know it. If you're looking for financial advise, this is the book you have to read. "
  3. 38

    #6925 Ideas to Help You Save Money, Get Out of Debt and Retire A Millionaire So You Can Leave Your Mark on the World

    925 Ideas to Help You Save Money, Get Out of Debt and Retire A Millionaire So You Can Leave Your Mark on the World
    Devin Thorpe has collected over 150 essays on personal and family finance to help you learn how to be happier with your money, to live more frugally and investment more wisely.

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    Eugene Barnes
    Written on February 17, 2017
    "I picked this up not expecting much but it has improved and changed the way I look at money, saving and investing. I have been able to save over double the amount I was saving every month with just a few quick and easy lifestyle changes. Some very good advice in here that I have yet to even touch, highly recommend."
  4. 37

    #7[TUTORIAL] How to Save Money: 100 Great Tips to Get You Started

    [TUTORIAL] How to Save Money: 100 Great Tips to Get You Started
    Tren Hamm has recaped 100 of the best tips to save money. None of these tactics will be life-changing on their own, but they can make quite a difference over time if you're able to implement more than one.


    Samuel Russell
    Written on January 11, 2017
    "I had just started a new position and wanted to start saving money better. I came across this article that gives you a ton of tips to help you start saving money. I have started using quite a few of them and it has helped me a lot."
  5. 28

    #8101 Ways To Save Money

    101 Ways To Save Money
    Whether you're saving up for a big goal or paying down debt, cutting costs is one of the best ways to do more with the money you have. Here you have plenty of options for trimming expenses without feeling like you're depriving yourself.


    Thomas Brooks
    Written on February 11, 2017
    "While there are so many great ideas and useful suggestions here, the one that really saved me money was #23 Try a smaller carrier or a pay-as-you-go plan. The smaller carriers are cheaper for my needs, and you still get great service. Also, while some of the ideas I was already doing, I found at least five things I wasn't and hadn't even thought of. Great article."
  6. 19

    #9wikiHow: How to Save Money

    wikiHow: How to Save Money
    wikiHow provides you a complete guide to save money. You'll learn how to spend less and how to cut basic expenses. You'll also discover great tips to be responsible with your money.


    John Davis
    Written on February 2, 2017
    "Wikihow's recommendations on how to save money has helped me. I have started to use their recommendation to keep a monthly budget of my expenses. I now write down every single thing I purchase on a daily basis. This has taken away stress of not knowing how much I have spent monthly on food and bills. So this way I have kept within my budget and my family is much happier that I spend less. "
  7. 16



    Acorns is an investment platform only available in the US right now, which helps you save and invest small amounts as little as $5 regularly into your own diversified portfolio. This is available in Android and iOS platforms. 


    Free- Varies by plan

    Willie Young
    Written on March 11, 2017
    "Acorns invest spare change can really help you stay organized when it comes to investing. acorns helps you save and invest small amounts regularly into your own portfolio. it makes you take owenership of your own funds and manage them. i highly recommend acorns to anyone who wants to manage their own money, "
  8. 15

    #1125 Apps That Will Save You Lots of Money

    25 Apps That Will Save You Lots of Money
    Lifehack recommeds you these 25 money saving apps that will not only help you save you money, but also better manage your finances.


    Vishal Patil
    Written on February 3, 2017
    "This is a fabulous article guaranteed to save you money if you implement some of the apps into your daily life. 25 apps can seem overwhelming so pick a few to begin with and go from there. I recommend Ibotta as a first try. "
  9. 9



    RedPlum is a website that provides printable or downloadable coupons for groceries, neighborhood stores, products, and more. The site also has a blog that offers money-saving tips and related news for its online visitors.



    Ethan Fisher
    Written on May 15, 2017
    "Great money saving website. I have tried other websites like this and was usually frustrated with what they offered. RedPlum actually shows deals for places I actually shop and has coupons for items that I actually use! I will not shop again without checking this site first!"
  10. 9



    Offers.com is a website with offers, deals, coupon codes, promos, free trials, & more, so you can save both time and money with your online shopping. They also have a section dedicated to freebies and samples.



    William Bailey
    Written on October 1, 2017
    "I'm an online shopping addict. I confess and cannot lie. I cyber shop like no tomorrow and E-Commerce sites probably have me as a frequent shopper based on endless daily visits. The thing is, I'm always searching for great deals, but really, who isn't. I found this site, Offers.com, and let's get one thing straight, this site offers all the most current and up to date deals and coupons I could ever dream of. Need new sneakers, Offers.com has my back and I'm looking at Brand new sneakers from New Balance with a killer 15% off deal and free shipping. The wife loves browsing through Offers.com because there are so many deals from the apparel stores as well as the big department stores. I've wasted so much time in the past just randomly web searching for items and browsing to dead end links but I've found that with Offers.com just about any store and any need I'm looking for can be found here. It saves me so much time and the money savings with the coupons and promos is excellent. I've bookmarked Offers.com and it's basically my starting homepage for both my home desktop, laptop, as well as my work desktop. What can I say, I'm an online shopping addict and Offers.com is just feeding the need."
  11. 7



    PocketGuard makes personal finance fun and easy. It categorizes and organizes your expenses, so you will always be on top of your finances.


    Android, iOS

    Free- with in-app purchases

    Douglas Delgado
    Written on October 14, 2017
    "I'm always faced with the problem of having too many accounts and passwords to remember. It's hard for me to keep track of everything since it's all online now. My bank accounts, credit card accounts, and investment accounts are all over the place so it's annoying when I'm on my mobile and go to check my balances. I have to constantly open up a handful of apps and then switch back and forth to make sure things are steady. I found this wonderful app called PocketGuard and have been using it for the past month and this is a really good app for my needs. It categorizes and organizes my expenses so I'm always on top of my finances. I can manage my bank accounts, credit and debit cards as well. I really like how I can sync my loans, savings, and other finances and it gives me spending charts and graphs to help visualize how I'm spending. This is terrific for me because I'm terrible at budgeting and keeping track of my finances. I can now set my own limits and there are notifications that let me know when I'm getting to close to that limit I set. My favorite thing about this app, PocketGuard is that I have all my important accounts in one app now. That need to constantly open different apps and switch back and forth are over for me. There are in-app purchases that will allow greater control so be aware of that. Other than that, this is safe and secure app with simplicity that dummy users, like myself, will find easy to and intuitive to use."
  12. 7

    #15Retire Logix

    Retire Logix

    Retire Logix is an interactive calculator that shows how various sources of income could cover your needs and wants in retirement. View your accounts' balances, credit cards, mortgages, insurance policies and review your financial goals in just one app.




    Karen Moore
    Written on October 12, 2017
    "This is a pretty useful tool for figuring out how to save money. It tells you how much you'll have in a given amount of time. But the design is awful and needs a redesign."
  13. 7


    Hopster provides printable grocery coupons and high-value coupons for household items.


    Danielle Duncan
    Written on May 26, 2017
    "Having been on a budget my entire life, I've grown to love cutting coupons. It's a way of life for me, and having more resources is always a blessing. That said, Hopster doesn't offer the best deals, and it's actually pretty bad. I'd stick to Coupon.com, personally, and use coupons that come from your retailers website and weekly ad. You'll save more money that way."
  14. 6

    #17Back to School Deals at Amazon

    Back to School Deals at Amazon

    Amazon offers special Back to School Deals, with great prices for everything, from supplies and uniforms to electronics, apparel, and books.


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    Daniel Ryan
    Written on November 3, 2017
    "Back to School Deals at Amazon is an awesome way to save money. These deals are sure to help with any teacher or student looking to save money."
  15. 6



    Curexe helps businesses exchange currency and/or transfer money to any country, from any device, in any amount. They are cheaper than other options. 


    Ethan Scott
    Written on October 28, 2017
    "This sounds like a business solution as opposed to a resource for a person to save money. This website deals in currency exchanges and not savings."
  16. 6



    Coupons.com is a pro-savings website that has printable and digital discount coupons, coupon codes, and cashback deals that are updated every day. It offers shopping saving with their brand affiliates like Costco, Target, Walmart, etc. 



    Patricia Schultz
    Written on May 22, 2017
    "It's okay at saving money but it won't save you so much. It only helps you if you're spending and, from my experience, it didn't help me that much. Better to go to the sites you're spending on themselves."
  17. 6


    RetailMeNot is an online deals website that has discounts, coupons and promo codes for thousands of online stores. The site also offers gift cards, cash back, and different deals for various departments.


    Christopher Perkins
    Written on September 18, 2017
    "Have you ever heard of Coupon Mom? Well, I'm Coupon Dad. All right...not really. But I am into couponing because...well, it's helpful. I've been able to find some really good deals lately. RetailMeNot has been one of my main go-to websites lately and I'm quite happy with it. Heck, it even allowed me to chomp down on a free pizza the other day."
  18. 6

    #21Digit Save Money Automatically

    Digit Save Money Automatically

    Digit is a bot that automates your savings by moving extra cash from your checking account to your savings account. It analyzes your income and spending habits and saves a portion of your money every week. 


    Android, iOS


    Keith Patel
    Written on March 28, 2017
    "I'm the absolute WORST at saving money. It's a habit that I haven't been able to beat and am always trying to find ways to make saving money easier. Digit is an app that makes it easy to save money. The app monitors your spending habits every few days and saves money from your account so my money won't be gone every pay period!"
  19. 5


    ShopAtHome provides a website that shows you the best deals and cash back offers at 4,000+ merchants; and a Savings Button that provides coupon codes, deal alerts, and cash back while you shop on their partners' sites.


    Albert Chavez
    Written on October 14, 2017
    "ShopAtHome claims to save you money while you shop at your favorite stores. While that may be true for small purchases, others have stated that they stop paying out and come up with excuses as to why they avoid paying. Ask yourself how they are making money if all they do is give you cash back. Do they sell your data? Do yourself a favor, cut out the middleman and look for legitimate coupon codes from the actual stores themselves, or wait for deals to come by."
  20. 5


    Savings.com is an online site that gives you printable coupons, discount codes, and deals to make your shopping experience a little cheaper and easier. They offer coupons from popular stores like Kohl's, Walmart, Target, HP, and many more.


    Robert Jensen
    Written on October 14, 2017
    "Yes, the site has coupons but it's absolutely hideous and covered with ads. I wouldn't use it unless they had a coupon for 1/2 off on a Rolex. I guess there are some decent deals there but the whole site looks pretty sketchy to me. I'd stick with Dealnews.com or just use Amazon."
  21. 4

    #24[DISCUSSION] personalfinance

    [DISCUSSION] personalfinance
    The Personal Finance subreddit of Reddit is a forum dedicated to helping users with all kinds of personal finance questions, especially helping with learning to manage a budget and track expenses.


    Diana Chavez
    Written on November 19, 2017
    "The personalfinance reddit is a great place to start looking for finance advice. I wouldn't say it's the be-all and end-all of personal finance, but there are so many resources, links, and news that you will have a good starting point to learn and explore your own personal finance journey."
  22. 4



    SmartSource is a website that offers printable, downloadable and electronic coupons. The site features grocery deals for less, as well as coupons on household needs, beauty essentials, food products, and a lot more.



    Rafael Leal
    Written on October 15, 2017
    "SmartSource is a hassle, is poorly put together, and hard to navigate. You can never be sure if what you're printing will actually be current, scannable, or accepted at the stores near you, and there's a good chance you could be wasting your time."
  23. 4

    #26ShopSavvy Barcode & QR Scanner

    ShopSavvy Barcode & QR Scanner

    ShopSavvy Barcode & QR Scanner helps you save money by finding the best deal for any product: scan any barcode or search for any product and the app will show you who has the best prices to make sure you're getting the lowest prices. 


    Android, iOS


    Billy Stanley
    Written on October 17, 2017
    "I am a bargain shopper always on the lookout to save money. A friend recommended ShopSavvy Barcode & QR Scanner and I was blown away! You just scan the products you are looking for and ShopSavvy shows you all the best deals. Get ShopSavvy now and start saving."
  24. 4


    GottaDEAL is a deals site and online community dedicated to saving money when you shop online.


    Julie Bowman
    Written on March 9, 2017
    "GottaDEAL is the perfect solution for those seeking new ways to save money. The community is helpful and all share their tips and tricks for making the most out of your earning. New deals posted daily!"
  25. 4


    This app is a personal finance manager and expense tracker that will help you to find out where your money goes. Add information on the fly and be always in sync using Dropbox account to connect all your devices. 

    Android, iOS

    Free- With in-app purchases.

    Judy Curtis
    Written on April 12, 2018
    "I love using Monefy to budget and save for house renovations. It's easy to see where all of the money I make and spend really goes."
  26. 4

    #29Money Lover

    Money Lover
    Money Lover is a free finance tracker and planner for Android and iOS devices that ease your stress while planning what to do with your money, and where you spent yours last month without realizing how much it was.

    Android, iOS

    Free- with in-app purchases

    Rakesh Jindal
    Written on April 12, 2018
    "Good resource for helping save money. A lot of people fail to realize where their money is going this month. This app helps people track where their money is going."
  27. 0

    #30The 100 Thing Challenge

    The 100 Thing Challenge

    The 100 Thing Challenge: How I Got Rid of Almost Everything, Remade My Life, and Regained My Soul is a self-help book written by Dave Bruno. It was first released in December 2010. It's about trying to keep the number of your possessions at only 100.


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    Rocío Olvera
    Written on April 17, 2018
    "If you are interested in a minimalist lifestyle this is a good book for you. It helps you to decide what you really need in life verses just want. "
  28. 0

    #31Secrets of the Millionaire Mind

    Secrets of the Millionaire Mind

    Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth by T. Harv Eker is a nonfiction and self-help book that was originally published in February 2005. This book suggests the ways and simple tips to earn and save more money.


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    Sean Hamilton
    Written on April 21, 2018
    "Secrets of the Millionaire Mind is a perfect solution for {type=resources} for saving money, because it is a book detailing tips for saving money."
  29. 0

    #32Cashing in at the Checkout

    Cashing in at the Checkout
    Cashing in at the Checkout is a guidebook written by Susan J. Samtur. It is about how to use discounts and coupons to save money while shopping. It was released in paperback in January 1985.


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    Sun Wu
    Written on April 19, 2018
    "If you want to know how to save money , check out Cashing in at the Checkout. It is beautifully written to help you save money in no time."
  30. 0

    #33Suddenly Frugal

    Suddenly Frugal

    Suddenly Frugal: How to Live Happier and Healthier for Less is a self-help book and guide written by Leah Ingram. It was published in January 2010. It is about identifying what you can cut out of your life to enjoy it while living frugally.


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    Harry Chapman
    Written on April 18, 2018
    "Suddenly Frugal is a fantastic book to learn about saving money and living frugally. I come from a family of spenders and money-stupid people, so this book was the wake up call and resource I needed to learn about how to care for my money!"
  31. 0

    #34The Scavengers' Manifesto

    The Scavengers' Manifesto

    The Scavenger's Manifesto is a guidebook written by Anneli Rufus and Kristan Lawson. It was released in February 2009. It is about how to live a life of recycling, reusing and repurposing.


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    Daniel Griffin
    Written on April 17, 2018
    "A good book to inspire you for saving money is The Scavengers' Manifesto by Anneli Rufus and Kristan Lawson. It was first published in 2009 and it talks all about the recycling and repurposing lifestyle. It gave me a bunch of ideas for saving money I otherwise wouldn't have considered. "
  32. 0

    #35Clark Howard's Living Large in Lean Times

    Clark Howard's Living Large in Lean Times

    Clark Howard's Living Large in Lean Times: 250+ Ways to Buy Smarter, Spend Smarter, and Save Money is a guidebook written by Clark Howard, Mark Meltzer, and Theo Thimou. It was first published in August 2011.


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    David Nelson
    Written on April 24, 2018
    "I have read this book cover to cover at least three times. The book restates what Clark Howard says on his radio and television show. I realize not everyone knows about his radio and TV show, but they are both worth listening to. The book is one of my reference manuals when I need to provide advice to a client (I am a CPA) that explains in simple language how to solve a problem. Because of the simple instructions on problem solving, I have seem big smiles on many faces. Read this book if you want to find a way to budget your income and save money to buy what you really need in this tough economy."
  33. 0

    #36PRO Money Savings

    PRO Money Savings

    PRO Money Savings is a website which published articles and blogs talking about how to make and save money, banking, insurance, life, and food. This will provide you the best ideas, ways, and tips about those topics. 



    Joseph Fulmore
    Written on June 5, 2019
    "ProMoneySavings.com - it's my own blog where you can find a lot of useful articles about money saving and money making."
  34. 0

    #37Be CentsAble

    Be CentsAble

    Be CentsAble: How to Cut Your Household Budget in Half is a guidebook on saving written by Chrissy Pate and Kristin McKee. It was published in March 2010. It is about how people can cut expenses without sacrificing happiness.


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    Wayne McDonald
    Written on April 25, 2018
    "A guidebook on keeping a household budget. Would indeed help someone save money."
  35. 0

    #38The Simple Life

    The Simple Life

    The Simple Life: Thoughts on Simplicity, Frugality, and Living Well is a book by bestselling author Amy Dacyczyn and edited by Larry Roth. It was first published in 1998. It contains an excerpt of Your Money or Your Life.


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    Linda Wong
    Written on April 25, 2018
    "I needed to find a good resource to save money. I found The Simple Life, which is a book by bestselling author Amy Dacyczyn. It's a great book from 1998 that talks about how to handle your money and being frugal. I've learned so much from this book about saving money. I recommend it to all my friends and family. Check it out!"
  36. 0

    #39How to Shop for Free

    How to Shop for Free
    How to Shop for Free: Shopping Secrets for Smart Women Who Love to Get Something for Nothing is a guidebook written by Kathy Spencer. It was released in November 2011. It is about how to find promos for cheaper shopping.

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    Ma Han
    Written on April 15, 2018
    "There is always good days when you can save money and this guide here is really great for teaching some ways to do that. It is targeted towards females but you guys out there can probably find some useful things inside of it too! It is written by Kathy Spencer and is very good you should buy it!"

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