What are the best resources for tracking expenses?

asked by Anonymous
153 contributors
21 solutions
  1. 28

    #1YNAB

    YNAB

    YNAB, which stands for You Need A Budget, will help you with all your finance problems, helping you to get out of debt and save money.  

    Apps

    Windows, Mac, iOS, Android

    Free- Free trial available

    Jesse Perkins
    Written on February 11, 2017
    "If you are a mid size or even startup, tracking the expenses you need to cover can be daunting. YNAB allows a seamless entry system and trackable reports so you can both monitor and ensure reimbursements for all employees. This system helps show what you need to do and how to get the right amount back to you and those who work for you. Simple and easy to use as well."
  2. 25

    #2The Total Money Makeover

    The Total Money Makeover
    The Total Money Makeover by Dave Ramsey breaks down personal finance and builds it back from the ground up, explaining in detail all the steps you should take to control your hosuehold spending.
    Books

    Check price

    Kyle Fernandez
    Written on January 29, 2017
    "I was looking for a book that would give me some financial help. This book by Dave Ramsey certainly did that in more ways than one. It was written in a language that I could understand and relate to. This book certainly gave me many tips on tracking my expenses to know exactly where my money is going to. Thanks Dave."
  3. 14

    #3Quicken Starter Edition

    Quicken Starter Edition
    Quicken is the premier desktop software for managing personal budgets and expenses, as well as paying bills. It can be used to balance the checkbook, pay bills, track income and expenses, and prepare taxes.
    Software

    Windows, Mac

    $39.99

    Jesse Burton
    Written on January 31, 2017
    "I can completely manage my personal finances, from creating a budget to managing my investments, by using Quicken 2017. It's available for PC or Mac so I can use it on several platforms, work and home, and even via a mobile app, Quicken let's me stay in immediate touch with all my money decisions."
  1. 14

    #4The Total Money Makeover Workbook

    The Total Money Makeover Workbook

    Fill in the blank workbook for tracking household income and expenses. Standalone to the book.

    Books

    Check price

    Michael Baker
    Written on January 2, 2017
    "I have always been awful managing my money and creating budgets. I just never had the patience to think it all through. The workbook makes it all very easy by laying out templates and provide simple explanations and advice. I was able to create an easy to manage budget with the workbook and I have finally started to pay off my credit debt because of it."
  2. 10

    #5The One-Page Financial Plan: A Simple Way to Be Smart About Your Money

    The One-Page Financial Plan: A Simple Way to Be Smart About Your Money
    In The One-page Financial Plan, leading financial advisor and New York Times columnist Carl Richards helps you identify your values and goals. His simple steps show you how to prioritize what you really want in life and figure out how to get there.
    Books

    Check price

    Jerry Shaw
    Written on April 9, 2017
    "Recently, I just completed a career change. I ended up leaving a decently paying, but dead-end job for one with a lower starting salary but nothing but upside. While in the long run, this will be great, in the short-term my finances have gotten to a point that I'm not quite use too. Suddenly, an extra $20 or $30 in spending became really important. The easy to follow info in this book was everything I needed to take my finances under control and track where my funds were going every month. By tracking my expenses, I was able to make the necessary changes in my life without having to finance my job change through credit cards. I can't recommend it enough!"
  3. 9

    #6Practical Money Skills

    Practical Money Skills
    Practical Money Skills is for teachers, parents, students and consumers of all ages to help improve their personal finance knowledge with free educational resources including classroom curriculum.
    Websites

    Free

    Frank Nguyen
    Written on January 29, 2017
    "I was looking for ways to track how I spend my money. I need something easy to understand since I am not the best with math and numbers. This website, Practical Money Skills for life, really helped me out by presenting relevant information in a easy to understand format. I never felt overwhelmed or lost while reading the articles. It has just the right amount of information and if I want to know more, there's related reading on the sidebar. I think this is a quality site to get you started on budgeting."
  4. 8

    #7AndroMoney

    AndroMoney
    AndroMoney is a personal finance tool for use on your mobile phone. By using this tool, we hope you can better manage your wealth.
    Apps

    Android, iOS

    Free

    Christopher Dunn
    Written on February 24, 2017
    "I have tried a lot of different money tracking tools. I've tried everything from Mint to excel spreadsheets. Nothing was good enough for me until I tried out AndroMoney. AndroMoney makes managing my finances easy. It's very easy to set goals, budgets, and keep track of what you're earning versus what you're spending. As a self-employed individual - I always struggled keeping on top of my expenses. This app had made it very easy to keep me informed on what I'm spending, and what I need to improve on. All in all, it's been a great app and fully exceeds my expectations for a expense tracker."
  5. 7

    #8OurFreakingBudget

    OurFreakingBudget
    In depth blog chronicling a couple and their budget, with advice for others from their experience and mistakes.
    Websites

    Free

    Edward Larson
    Written on January 31, 2017
    "Anyone that knows me knows that I like to budget which allows me to take control of my finances, so it's no surprise when I tell my friends and family that I file my own taxes! So when asked who/or what I recommended to file for taxes I always mention TurboTax. Turbotax makes it super easy and takes the frustration out of filing. "
  6. 4

    #9Project Life Mastery - How to Budget and Save Money

    Project Life Mastery - How to Budget and Save Money
    Introductory guide to budgeting and saving money, part of the Money Management Tips series by Project Life Mastery.
    Videos

    Free

    Eugene Brown
    Written on February 10, 2017
    "This free course "Project Life Mastery - How to Budget and Save Money" was a real eye opener. As a disabled person on a fixed income, it was almost impossible to put aside any savings. The course taught me how to strategize and put ME first, and my budget. It's a bit of work at the beginning, but it's well worth it to finally be able to actually say that I'm saving for my future!"
  7. 3

    #10Spending Tracker

    Spending Tracker
    Spending Tracker is the easiest and most user-friendly expense manager app in the store.
    Apps

    Android, iOS

    Free

    Christian Harris
    Written on January 1, 2017
    "The Spending Tracker application is a good tool to use help management your many accounts. As the name suggests, it's also wonderful for tracking expenses separately. It is quite easy to sort expenses by daily, monthly and yearly categorization. It's also super easy to use. Overall, I would have to say this program is a great tool to begin to track your spending."
  8. 3

    #11Apps That Get You to Save Money

    Apps That Get You to Save Money
    Digit and Acorns make it simple to save money, even without self-control. Personal Tech columnist Geoffrey Fowler explains how these apps siphon off tiny bits of money to help you slowly amass a nest egg.
    Videos

    Free

    Gary White
    Written on February 18, 2017
    "This is a good way, however I wouldn't feel 100% comfortable with sharing my spending information with a company. Instead, I think that rather having something where I can track what I spend and set a budget (or make it so that I put $3,000 in the bank, but I can only spend X amount of money each week and prevents you from getting anything else unless it's for an emergency). "
  9. 2

    #12[DISCUSSION] personalfinance

    [DISCUSSION] personalfinance
    The Personal Finance subreddit of Reddit is a forum dedicated to helping users with all kinds of personal finance questions, especially helping with learning to manage a budget and track expenses.
    Websites

    Free

    Brandon Hill
    Written on January 17, 2017
    "The Subreddit /r/personalfinance has been a fantastic resource for me! After losing my job in May, my bills were all going overdue, and I had no idea what to do. The fine folks over there helped me find resources in my area to get settled again and start working towards financial freedom again. Thank you!"
  10. 2

    #13[TUTORIAL] How To Track Expenses: Project Management Expense Tracking Tips

    [TUTORIAL] How To Track Expenses: Project Management Expense Tracking Tips
    Learn how to track your project management expenses by watching this video on project expense tracking for dummies.
    Videos

    Free

    Edison Fan
    Written on January 31, 2017
    "I've never used a budget until recently when I set up a personal budget with my fiance. Trying to start tracking expenses when you have no idea what you're doing can be a nightmare. This video is not for personal budgets, but it is very insightful about what kind of things I would need to do in order to keep track of expenses for a business department or contact. "
  11. 2

    #14Moneydance

    Moneydance
    Moneydance is easy to use personal finance software that is loaded with all the features you need: online banking and bill payment, account management, budgeting and investment tracking.
    Apps

    Windows, Mac, Android, iOS

    Free

    Howard Mitchell
    Written on January 3, 2017
    "If you're looking for a way to track your expenses, this is it. It can be quite overwhelming at first as there's so many features. After a little bit of learning and tinkering, you'll be your own personal financial assistant! Being able to view graphs and have visuals aside from numbers can really give you insight to how good(or bad) your spending habits are! It's great. "
  12. 1

    #15EveryDollar

    EveryDollar
    Free mobile app for tracking expenses and income.
    Apps

    Android, iOS

    Free

    Aanya Kapoor
    Written on June 19, 2017
    "I recently decided to become more financially responsible. Figured it's a good idea as I approach my mid 30's. Ha. There are a ton of resources, apps, programs, etc that can help you track expenses and I have been blowing through them like nobody's business. EveryDollar is one of the most recent apps I tried. The interface is horrible and not at all user friendly. The features are almost non existent.. I mean, I could do this with a pen and paper. So, I'll keep looking because this one just isn't the bees knees."
  13. 0

    #16Wally Lite

    Wally Lite
    This app will help you when it comes to finances and managing expenses, as you will be able to set goals and check your saving and spending patterns. 



    Apps

    iOS

    Free

    Kathryn Hughes
    Written on June 19, 2017
    "The idea behind this app is somewhat good, although, I would think that it would be better suited for a younger person that doesn't have much information that could be potentially compromised. My biggest concern with this app is that my information could easily fall into the wrong hands. I would recommend it for a teen so that they can learn the importance of budgeting, as an adult, I prefer to use pen and paper. Overall the app does feel like it would be good for a younger audience in that it helps make something like budgeting seem fun. "
  14. 0

    #17Monefy

    Monefy
    This app is a personal finance manager and expense tracker that will help you to find out where your money goes. Add information on the fly and be always in sync using Dropbox account to connect all your devices. 
    Apps

    Android, iOS

    Free- With in-app purchases.

    Dennis Payne
    Written on May 17, 2017
    "This is just what we needed,. My wife and I share joint accounts and sometimes we forget to enter our debits. Monefy should be able to help us keep it all straight. My wife has a tendency to buy buy buy without posting the debits so this gives me another pivot point to stress accurate accounting."
  15. 0

    #18PocketGuard

    PocketGuard

    PocketGuard makes personal finance fun and easy. It categorizes and organizes your expenses, so you will always be on top of your finances.

    Apps

    Android, iOS

    Free- with in-app purchases

    Tyler Green
    Written on October 4, 2017
    "PocketGuard is an OK solution for those struggling with expense tracking, though some might want an app that has more functionality. It might be a good tool for younger people to use, or for other people who don't have very complicated financial goal or those who don't perform a lot of complicated transactions. It might be best used in conjunction with a more powerful desktop or laptop based program that can be used to generate more complex analysis of one's financial behaviors."
  16. 0

    #19Zoho Invoice

    Zoho Invoice

    Zoho Invoice is an invoicing software that helps you craft beautiful invoices, automatically send payment reminders and get paid faster online.

    Software

    Web, Android, iOS

    Free- Varies by plan

    Bruce Vasquez
    Written on August 10, 2017
    "This is a niche product which duplicates functionality present in other accounting software (like QuickBooks). My cousin uses QuickBooks already in his business and therein lies the problem -- if someone has already committed to a platform which does invoicing (along with other functions), there's no need to get another product which does the same thing."
  17. 0

    #20Wave

    Wave

    Wave is the fastest-growing all-in-one software for small business accounting, freelancers, and consultants. Invoicing, credit card processing and more.

    Software

    Web

    Varies by plan

    Keith Henderson
    Written on September 24, 2017
    "If you have a small business and want a single piece of software to handle your business needs, consider giving wave a try. My partner and I started a foreign language school from our kitchen, and found wave to be a great resource for invoicing, keeping track of expenses, and even, for a small fee, accepting payments online. The software is free and you pay only if you make a financial transaction through wave. "
  18. 0

    #21Settle Up

    Settle Up

    Settle Up is an app for tracking expenses in a group. Are you on a trip, organizing a party together, or a couple arguing who should pay next? This app will help you.

    Apps

    Android, iOS

    Free- With in-app purchases

    Jeffrey Morris
    Written on September 28, 2017
    "Settle Up is terrible for tracking expenses. It is intended for friends and room mates to keep track of who paid what but falls short as both people have to enter the information and be responsible making the app no better than a note pad for people who have these problems of keeping track of expenses to begin with."

Summary

Best What are the best resources for tracking expenses
RankSolutionsTypeVotesPrice
1YNABApps 28 Free
2The Total Money MakeoverBooks 25 Paid
3Quicken Starter EditionSoftware 14 Paid
4The Total Money Makeover WorkbookBooks 14 Paid
5The One-Page Financial Plan: A Simple Way to Be Smart About Your MoneyBooks 10 Paid
6Practical Money SkillsWebsites 9 Free
7AndroMoneyApps 8 Free
8OurFreakingBudgetWebsites 7 Free
9Project Life Mastery - How to Budget and Save MoneyVideos 4 Free
10Spending TrackerApps 3 Free
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