What are the best resources for transferring money?

asked by Anonymous
958 contributors
23 solutions
  1. 76

    #1Venmo

    Venmo

    Venmo is a free mobile application which can be used to send and receive money between friends by linking your payment method. You can even use it for online shopping to buy from your favorite stores. 

    Apps

    Android, iOS

    Free

    George Ross
    Written on January 30, 2017
    "I am not a user of this service, but I am convinced that I need to sign up for an account. Venmo seems like a really useful and very convenient way to share money between friends -- kind of like a more informal Paypal. It solves the problem I often face, of wanting to split a tab but having no cash in my wallet. "
  2. 73

    #2Xoom

    Xoom

    Xoom is an electronic funds transfer or remittance provider which allows you to send money to recipients in 66 different countries. It was founded in 2001 and PayPal acquired it in November 2015. 

    Websites

    Varies by plan

    Jordan Bailey
    Written on January 8, 2017
    "I was shocked at simple this money transferring service was to use, easy account setup and great customer service. It's a relief to know that this company also is affiliated with PayPal, so you can use it without worry."
  3. 71

    #3PayPal

    PayPal

    PayPal is an online payment system that is an easy and safe way to transfer and receive money, make an online-payment, as well as set up a merchant account. It is an electronic alternative to traditional paper payment methods.

    Websites

    Free

    Adrián Leal
    Written on February 13, 2017
    "I have used Paypal for years, and have never had a problem with it. I would recommend to anyone this is a great way to send/receive money to/from others, and to pay for items that accept Paypal as a form of payment."
  1. 65

    #4Google Pay

    Google Pay

    This service allows you to send or request money via Gmail. Any money received and stored in the Google Pay (formerly Google Wallet) can be spent immediately or withdrawn from an ATM using the Google Pay card.

    Apps

    Web, iOS

    Free

    Shaurya Mehra
    Written on January 17, 2017
    "Google Wallet is solving my money transfer problems. I love that its free, and I can send money to anyone, even if they don't have the app. You can also get the money you get quickly, which helps when you are low on cash and need it now."
  2. 63

    #5Circle

    Circle

    Circle is an online platform where you can easily send money of currencies from euros, dollars, and UK pounds to your family and friends with zero fees just by using a phone number or an email. User information is encrypted for safety.

    Websites

    Free

    Nathan Knight
    Written on February 8, 2017
    "Asking for money face to face, though right, feels little awkward. I am happy to send a message using circle and get a quick response from friends and family as they pay their share. Happy with the real human customer service too."
  3. 63

    #6TransferWise

    TransferWise

    TransferWise is a money transfer service where you can send money abroad cheaper than some banks as it uses real currency exchange rates to help expats, foreign students and businesses transfer money online. 

    Apps

    Web, Android, iOS

    Keith Patterson
    Written on January 25, 2017
    "Transferwise is an amazing resource for transferring money across the world. Its conversion of money (i.e. from dollars to pounds) is accurate, so I never had to worry about any hidden charges. It's also very secure! Unfortunately, the vast majority of my money transfers are domestic (within the US), so Transferwise isn't necessarily the best fit for my needs as it has lots of functionality that I just don't need to use."
  4. 59

    #7Dwolla

    Dwolla
    A payment network that allows any business or person to send, request, and accept money, without relying on credit cards. Dwolla connects to a bank account and allows you to move money at a very low rate.
    Websites

    $0.25- per transaction

    Gilberto Carbajal
    Written on January 24, 2017
    "I'm in the process of building my own website that would consist of a monthly membership and I have been looking for some type of way to get the funds from customers that worked for me and my customers felt sucre with and Dwolla was the answer my problem. Dwolla is an API money transfer application builder, I'm even able t vafiy bank accounts before accepting consumers with this plateform and it user-friendly, loves it. "
  5. 56

    #8Snapcash

    Snapcash
    A fast and easy way for Snapchatters to exchange money within the Chat feature. Once Snapchat users have linked their debit card to the app, they can send Snapcash to anyone in their contact list who is eligible to receive Snapcash
    Articles

    Free

    Joe Perry
    Written on January 11, 2017
    "My friend went to the store the other day and picked up some pet food for me and dropped it off at my house but, I wasn't there to give her money. We don't see each other that often so I decided to see if there was a way to transfer some money over to her easily and I found Snapcash. She agreed to use it and it worked awesome! She got her money safe and sound - I am sure I will be using this with other friends/family in the future."
  6. 54

    #9ClearXChange

    ClearXChange
    Send money directly to the bank account of your friends and relatives. The transaction is backed by banks, so your data is totally safe.
    Websites

    Free

    Charles Dunn
    Written on January 23, 2017
    "I have come across situations when I have needed to send someone money but I never wanted to use the traditional ways of doing it. They are usually a hassle and they take too much time. I came across ClearXChange one day, I decided to read about what they offer and how they do it. I tried it out one day sending money to my cousin and it was stress free and didn't take much time at all."
  7. 51

    #10Square Cash

    Square Cash
    Pay your friends instantly, and cash out to your bank for free! Standard deposits show up the very next business day. You can even spend directly from the app with a built-in Visa virtual card number.
    Apps

    Android, iOS

    Free

    Wei Xie
    Written on July 3, 2017
    "If you are like me and looking for a alternative to the services like paypal,circle, etc, then this app does basically the same things. Also, with square, they will even send a debit card for use to make things easier. I love that deposits are available the next day."
  8. 50

    #11Revolut - Foreign Exchange

    Revolut - Foreign Exchange
    Revolut removes all currency exchange fees so you can now send, exchange and spend money globally with no fees at all.
    Apps

    Android

    Free

    César Correa
    Written on January 6, 2017
    "This app is a real timesaver and money saver for exchanging currency. There's no fees to send, exchange and spend money globally. You can also spend for free with a multi currency Revolut card that is accepted everywhere. Handy!"
  9. 45

    #12Best Ways to Send Money to an Individual

    Best Ways to Send Money to an Individual
    The best way to transfer money to someone depends a lot on how and where you want to send it. This blogpost will walk you through a few situations and the best way to transfer money in each of them.
    Websites

    Free

    Billy Henderson
    Written on January 9, 2017
    "I honestly didn't know much about transferring money to someone else. I never really needed to know how, but I wanted to learn, so I read nerdwallets page on how to do it. Now I'm much more comfortable. The material is well written and easy to understand."
  10. 41

    #13Verse - Mobile payments

    Verse - Mobile payments
    Having trouble collecting money and sharing expenses with your friends? With Verse, you can now instantly send and receive money for free, safely, and without any hidden fees.
    Apps

    Android

    Free

    Samuel Martin
    Written on February 10, 2017
    "i dont know, fits a niche but i can't see myself ever using it. It's for when you are gathering money from friends to pay for something together, like a bill or a gift. Someone wrote a very negative review saying they used it to transfer a large amount of money and the Spanish bank has still not released the funds, makes me wary of using it."
  11. 37

    #14Skrill

    Skrill

    Skrill is an e-commerce business platform where you can send money to friends and relatives, pay and play online or make quick and-easy international payments to merchants across 200 countries through the internet. 

    Websites

    Zachary Taylor
    Written on January 7, 2017
    "I thought that this app would help me be able to easily transfer money to my mom overseas. however, it is much more complicated and it keep telling me that my transactions fail. I worry that the money i'm trying to send will go to some random person."
  12. 33

    #15Azimo

    Azimo

    Azimo is an online remittance service which is the easy way to transfer money online anywhere in the world with rates lower than the other money transfer services out there and without hidden costs.

    Websites

    Fees apply

    Douglas Mason
    Written on February 13, 2017
    "Azimo is great because the money is available within an hour. Fees are low and the first one is free!"
  13. 32

    #16Five Best Ways to Send Money to Other People Online

    Five Best Ways to Send Money to Other People Online
    Lifechacker gives you an overview of five great solutions to send money to anybody via the internet. From apps to services, the choice is yours.
    Websites

    Free

    Philip Young
    Written on January 9, 2017
    "I like the different apps and methods you can use to send money online. My personal favorite would be PayPal, just because it's well known and is accepted by a lot of companies already. I would like to give Google Wallet a try though, because the recipient only needs to have a Gmail address, and most people have one of those nowadays. "
  14. 24

    #17Western Union

    Western Union

    Western Union is one of the most trustworthy services for sending and receiving money 24/7 to your family and friends. Western Union is available in more than 200 countries and territories around the world.

    Apps

    Web, iOS, Android

    Free- Fees apply

    Terry Jacobs
    Written on January 9, 2017
    "Now and then we might come across a time when we need to send money to family or friends in case of an emergency. The easiest way I found to do this is Western Union. You can easily send money online to whoever needs it or you can just go in person. The process is quick and painless, I would definitely recommend them to anyone."
  15. 19

    #18MoneyGram

    MoneyGram

    MoneyGram is a money transfer service where you can send money online or in person anywhere to more than 200 countries and territories around the world. You can also pay bills using MoneyGram. 

    Websites

    Fees apply

    Robert Davidson
    Written on January 11, 2017
    "I really like the interface of MoneyGram and how easy it is to use. The website has a very simple and clean aesthetic, which is always a plus on sites that deal with money. However, what is working in the aesthetic department is not working in the actual functionality of the site. The fees to send money are astronomical, and are not something that I am willing to pay."
  16. 13

    #19The best ways to send money to individuals

    The best ways to send money to individuals
    A blog post that keeps you up to date with all the methods out there for sending money to your friends and relatives.
    Websites

    Free

    Scott Alvarado
    Written on February 2, 2017
    "As someone who moves frequently for my job, transferring money has become a part of my life. This website was very insightful in to the best ways to transfer money depending on the circumstances. It has helped me to figure out questions like "Should I pay with a cashiers check or a money order?" I believe anyone would find this site useful."
  17. 9

    #20Popmoney

    Popmoney
    The Popmoney Android app lets you easily send or request money from friends, family, or anyone at all. All you need is their name and email address or mobile phone number to move money from your bank account to theirs.
    Apps

    Android, iOS

    Free

    Ajay Jaiteley
    Written on January 19, 2017
    "This app seems to be problematic for some, but it worked great for me. I downloaded it and verified my account. When my friend came by for the money I borrowed, I just pulled this out and we were able to transfer the cash to her account easily. "
  18. 0

    #21Curexe

    Curexe

    Curexe helps businesses exchange currency and/or transfer money to any country, from any device, in any amount. They are cheaper than other options. 

    Websites

    Ethan Fisher
    Written on February 11, 2017
    "Curexe seems to be a good solution for those having issues transferring money in different forms. It doesn't have the same recognition of some of its peers, but it offers a competitive fee structure. I've never had a problem with it or felt like it was insecure, nor did I have much trouble getting verified and authenticated on there."
  19. 0

    #22Cash App

    Cash App

    With Cash App you can exchange money quickly and easily with your friends or for your business.  Send with a debit or a credit card.

    Apps

    Android, iOS

    Free

    Lori Hamilton
    Written on March 28, 2017
    "The Cash App let's you transfer money easily between friends but I have had trouble in the past with contacting a representative when I made a mistake. The mistake ended up costing me a great deal on top of the 1% fee charged for every transaction. If you value your money, you might find a more secure, dependable solution to using this app."
  20. -1

    #23Chase Mobile

    Chase Mobile

    Managing your bank accounts can be a stressful task. Looking at those numbers, watching them getting lower... You just want to do it fast! Chase Mobile is a banking app that allows you to make deposits and manage your bank account in just a few minutes. 

    Apps

    Web, iOS, Android

    Free

    Tyler Garcia
    Written on November 26, 2017
    "The Chase banking app is pretty good if you bank with Chase. It allows you to effectively manage your money and take full control of your account when on the go. Transferring money and managing your accounts is really easy to do with the mobile app. "

Summary

Best What are the best resources for transferring money
RankSolutionsTypeVotesPrice
1VenmoApps 76 Free
2XoomWebsites 73 Free
3PayPalWebsites 71 Free
4Google PayApps 65 Free
5CircleWebsites 63 Free
6TransferWiseApps 63 Free
7DwollaWebsites 59 Paid
8SnapcashArticles 56 Free
9ClearXChangeWebsites 54 Free
10Square CashApps 51 Free
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